Owner Occupied

Owner Occupied Home Refinancing

Refinancing your home can be done for many reasons.  The key is to evaluate your options related to balancing your home mortgage interest rate, equity that you have in your home, and your desired objective.

Consolidate Debt

You could pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you consolidate credit card debts, for example, to one lower monthly amount. Depending on the program that works for you, you might be able to pay off your debt sooner, which may help improve your credit score.

Lower Monthly Payments

Interest rates are low, but some people had to take on higher interest rates to get into a home because of their unique circumstances.  Well, if those circumstances have changed then one should consider evaluating if a lower interest rate is available for a refinance.

Renovate Your Home

A special program for home renovation is sponsored through Federal National Mortgage Association (FNMA) Home Style Renovation that allows the home owner to refinance their property based upon a new appraisal of the property that includes the formal contractor bid amount for eligible renovations that improves the value of the home or property.  This is key to financing the building of the final pieces to your dream home.

Age in Place

Refinancing for Seniors 62+ via a Reverse Mortgage (Home Equity Conversion Mortgage, HECM) requires that the Senior occupy the home.  This and more are addressed separately in the Reverse Mortgage – Refinance section.

 Not sure which program is right for you?  Contact us today to help you refinance quickly and easily.




NMLS# 982017
Subsidiary of West One Capital Group 

Contact Us

Champions Drive, Beaumont, CA 92223
Phone: (949) 264-2304

Email: mary@isoscelesmortgage.com 


M-F: 8:00 am - 5:00 pm By Appt.
Evenings and Weekends Available by Appt.